Disclaimer: “HFS Financial is not a lender. The information you provide to HFS Financial is not an application for a loan from HFS Financial. HFS Financial does not endorse, warrant or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points, and loan programs offered by affiliates. This is not an advertisement for credit as defined by 12 CFR 1026.24.

All information is subject to change without notice. An inquiry you submit to HFS Financial is for the purpose of obtaining additional information regarding a potential loan provided by one of HFS’s third-party lenders under terms & conditions arranged directly between you and such lender, and conditioned upon the completion of all credit documentation. HFS Financial is not responsible or liable for any products, services, information or other materials displayed, purchased, or obtained as a result of or in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, loan or interest rate analysis. HFS Financial recognizes that there may be differences in interest rates based on loan amount, credit history, and other factors.”